Does MyCCPay have an app?
If you have a pre-existing MyCCPay.com account you do not need to register on the app – your same credentials will work to login to the mobile app. If you still can’t login after trying, please call 1-888-262-2850 to get help.
Is first access a secured credit card?
Is the First Access card secured or unsecured? The First Access Visa is an unsecured credit card designed for people with bad credit. While you won’t have to pay a security deposit to use this card, you will have to pay quite a few hefty fees.
How long does it take for first access card to arrive?
Activate Your Card Online Note that it can take up to 10 business days to receive your new card once your application has been approved.
What bank does first access use?
the Bank of Missouri
The First Access Visa® Credit Card issued by the Bank of Missouri, is aimed at those with less-than-stellar-credit, but carries high fees without any rewards or other perks.
Does total credit card have an app?
Easy, free Credit Monitoring in the Total Visa Mobile App!…Card Details.
| Pros | Cons |
|---|---|
| Can qualify with a low credit score | Charges several upfront and ongoing fees |
| Doesn’t require a security deposit | Has a steep APR |
| Reports to all three credit bureaus | Offers a low credit limit |
Does Total Visa credit card have an app?
Cardholders can set up Total Visa® Card automatic payments through their online account or the Total Card mobile app. Calling customer service at 1 (800) 800-2143 also is an option.
Does First Access Visa do a hard pull?
First Access Visa approval odds Unfortunately, however, Bank of Missouri does not offer preapproval for the First Access Visa via a soft credit pull. This means you’ll have to take a temporary score hit when you apply for the card, whether or not you’re approved.
How do I pay my first access card?
Log in to your bank’s online banking account and locate the online bill payment section. All you will need to make the payment is the payee name “First Access” and your 16 digit account number. Another way to pay your bill is through Western Union or MoneyGram or other electronic payment services.
How do I get cash from my first access credit card?
To get a First Access Visa® Card cash advance:
- Call customer service at 1 (888) 267-7980 and request a PIN, if you don’t already have one.
- Insert the credit card at an ATM and enter the PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you’d like to withdraw.
Does first access have a program fee?
Sign-on fee You’re charged a one-time program fee of $95 once your application is approved.
What is total credit card limit?
Your credit limit is the maximum amount of money you can charge to a credit card before you face a penalty. A credit limit may also be known as a line of credit, credit line or spending limit. However it is referred to, the higher your credit limit, the more overall credit you have to rely on.
Is total a real credit card?
The Total Visa Card is an expensive unsecured credit card for people with bad credit. The Total Visa Credit Card does not require applicants to place a refundable security deposit, but it does charge high fees, starting with an $89 “program fee” that’s assessed before account opening.
What bank owns total Visa?
The Bank of Missouri
The Total Visa Credit Card is issued by The Bank of Missouri. As a small issuer of credit cards, The Bank of Missouri is not included in the J.D. Power Credit Card Satisfaction Study. For questions about your card application or to pay your program fee to open an account, you can call 877-526-5799.
Can you use your first access card at an ATM?
WalletHub, Financial Company To get a First Access Visa® Card cash advance: Call customer service at 1 (888) 267-7980 and request a PIN, if you don’t already have one. Insert the credit card at an ATM and enter the PIN. Select the cash advance option on the ATM screen.
How do I activate my first access card online?
On the website: Log in to your First Access account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your phone number, card number, and Social Security number. Activate your First Access Card as instructed.
How can I activate my access card?
Activating a Card
- Go to Settings > Authorization and Authentication > Card Access Control.
- In the Card Access Control panel, select the cards that you want to activate.
- Click the Activate link to activate the card.
Can I use my first access card at ATM?
Can a Fingerhut credit card be used anywhere?
Fingerhut Credit Can Only Be Used with Select Partners However, an additional feature of the Fingerhut credit accounts is the chance to use spending power outside of Fingerhut’s catalog and website. Among the select partners that honor Fingerhut credit accounts are florists and insurance companies.
What bank owns total Visa credit card?
Can I get cash off my first access card?
You can get a First Access cash advance from any ATM, but that might not be a good idea. Cash advances are really expensive. With this card in particular you will get charged a cash advance APR of 34.99% that begins accruing immediately, plus a cash advance fee that is $0 the 1st year and 5% (minimum $5) after.
Can you get cash back from first access credit card?
Adam McCann, Financial Writer Editorial and user-generated content is not provided, reviewed or endorsed by any company. No, the First Access Visa® Card is not a cash back credit card. In fact, the First Access Card is not a rewards card at all, so you won’t get anything back for making purchases.
What is first access?
Why First Access? The First Access Card is a true VISA ® credit card that does not require perfect credit for approval. Complete our easy online application now and get a response in as little as 60 seconds!
How do I apply for the first access credit card?
The First Access Card is a true VISA ® credit card that does not require perfect credit for approval. Complete our easy online application now and get a response in as little as 60 seconds! The information described in this website is accurate as of the date you accessed it.
How long does it take to activate a First Access Card?
Note that it can take up to 10 business days to receive your new card once your application has been approved. You can activate your new First Access Visa® credit card over the phone. Please be sure to have your card with you when you call in. Click here to lookup your application if you have not yet completed it.